Best Credit Cards for 2014

DETROIT – If getting your finances in order was one of your New Year's resolutions then you'll want to see CardHub's list of best credit cards of 2014.

Below is a brief overview of CardHub's selections, which were chosen from a pool of more than 1,000 card offers.

Excellent Credit

Best for Balance Transfers: Slate from Chase — 0% on transferred debt for 15 months; 12.99% - 22.99% regular APR; no transfer fee or annual fee

Best for Financing New Purchases: Citi Diamond Preferred — 0% on new purchases for 18 months; 11.99% – 21.99% regular APR; no annual fee

Best Initial Rewards Bonus: Chase Sapphire Preferred — 40,000 bonus points for spending $3,000 in the first three months (redeemable for $500 in travel or $400 cash); no first-year annual fee ($95 thereafter)

Best for Generic Travel Rewards: Barclaycard Arrival — 40,000 bonus miles for spending $1,000 in the first 90 days (redeemable for $400 in travel-related expenses); 2 miles per $1 spent; no first-year annual fee ($89 thereafter)

Best for Gas & Grocery Rewards: Blue Cash Preferred — 6% cash back at supermarkets, 3% at gas stations and department stores, and 1% on everything else; $100 initial bonus for spending $1,000 in the first three months; complimentary Amazon Prime membership; $75 annual fee

Best for Airline Rewards: Frontier Airlines Credit Card — 40,000 bonus miles for spending $500 in the first 90 days (redeemable for 2 round-trip domestic flights); 2 miles/$1 spent with Frontier Airlines and 1 mile/$1 on everything else; $69 annual fee

Best for Hotel Rewards: Club Carlson Premier Rewards Visa Signature — 50,000 bonus points after your first purchase and 35,000 more for spending $2,500 in the first 90 days (redeemable for up to 18 free nights); 10 points/$1 at Carlson properties and 5 points/$1 everywhere else; 40,000 bonus points each account anniversary; $75 annual fee

Best for Small Business: Spark Cash for Business — 2% cash back on all purchases, $100 initial bonus for spending $1,000 in the first three months; $50 bonus for opening an employee card; no first-year annual fee ($59 thereafter)


Limited/No Credit

Best for Non-Students: Capital One Platinum Credit Card — Catered to people with limited credit history; no first-year annual fee ($19 thereafter); great for cost-effective credit building

Best Student Rewards: Capital One Journey Student Rewards — 1% cash back on all purchases, plus a 25% rewards bonus when your monthly bill is paid on time; no annual fee

Best Student Financing: BankAmericard for Students — 0% on new purchases for 15 months; 10.99% - 20.99% regular APR; no annual fee


Bad Credit

Best Fully Secured Card: Harley Davidson Secured Credit Card — $300 minimum deposit; credit line equal to deposit amount; no annual fee

Best Partially Secured Card: Capital One Secured MasterCard — Minimum deposit of $49, $99, or $200, depending on credit standing; credit line may exceed deposit amount; $29 annual fee


For the full list of the Best Credit Cards for 2014, click here.