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Money Minute: Why you should financially prepare to live a long time

A lot of people do a lot of planning to deal with early life changes.

They buy life insurance, they do estate planning to plan ahead -- but on the flip side of that -- you also need to plan to live a long time.

If you’re over 50 years old you should take advantage of catch-up provisions in qualified savings plans. Turning 65? Consider long-term care insurance and saving more aggressively.

According to the Social Security Administration:

  • Women turning 65 are likely to live to 84.5.
  • Men turning 65 are likely to live to 82.
  • 1 in 3 adults turning 65 will live to 90.
  • 1 in 7 adults will live to 95.

You can learn more by visiting the United States Social Security Administration’s website, just click here.


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