ROYAL OAK, Mich. Nealy 60 residents of the Village Club Apartments in Royal Oak had to find somewhere else to stay due to flooding in their units. Theres a big question about who should have to pay for the drain issue blamed for the mess. Residents, like Marie Ferguson, tried to handle the water and tried to save her belongings with a 3-month-old baby in her arms. Who is going to pay for this?Renters said renters insurance isnt going to pay because floods arent covered. Property ownership is blaming city of Royal Oak drains for not being able to handle heavy rain, but the drains are on their property.