DETROIT – Drivers in Michigan are facing a difficult choice when it comes to auto insurance. New monthly savings options might look attractive, but reduced rates could come with a hefty price for anyone seriously hurt in a crash. Michigan’s unlimited no-fault insurance has previously provided automobile accident victims with lifetime unlimited care for traumatic brain and spinal cord injuries. That coverage is no longer required, but crash victims said it can be priceless on the road to recovery. “You have patients that come in requiring total assistance with simple tasks, like bathing, grooming, dressing, brushing their teeth,” Zein said.