When students leave home for college and live in a dorm, one of the most common questions is, “Do we still need auto insurance?”

The Michigan appeals court has issued a major ruling affecting long-term victims of car crashes.

Here's what to do if you haven't received your Michigan auto insurance refund yet.

Michigan officials say that more than $3 billion in auto insurance refunds have been distributed to insured drivers as of Wednesday, just over a week since the deadline to issue such refunds passed.

Michigan Gov. Gretchen Whitmer’s office has issued a timeline and FAQ bulletin on the coming auto insurance refund checks due to insured drivers next year.

Michigan Gov. Gretchen Whitmer’s office has issued a timeline and FAQ bulletin on the coming auto insurance refund checks due to insured drivers next year.

Insured Michigan drivers will be receiving auto insurance refunds after Gov. Gretchen Whitmer called on the Michigan Catastrophic Claims Association to redistribute funds from its $5 billion surplus back to the people.

Refunds are coming. That’s the word from the board governing the Michigan Catastrophic Claims fund.

The Michigan Catastrophic Claims Association voted to support Gov. Gretchen Whitmer’s call for auto insurance refunds for insured drivers.

Michigan Gov. Gretchen Whitmer is calling on the Michigan Catastrophic Claims Association (MCCA) to deliver refund checks to Michigan drivers after reporting a $5 billion surplus earlier this year.

Between the lifting of COVID restrictions, returning to work, and summer vacations, more people are climbing behind the wheel and hitting the roads.

Costly carsThe Great Lakes State -- the undisputed birthplace of automobile manufacturing -- is the most expensive state for car ownership, according to data from Move.org. It costs about $5,264.58 every year to own a car in the United StatesThe average Michigan resident pays $9,304.28 every year for their car. Look at this stunning gap between Michigan and the next most expensive state to own a car, Florida:That’s a gap of more than $2,000 annually. Compared to this, Michigan’s minimum insurance cost of $5,740 seems incredibly expensive, according to the data. As you probably know by now, car insurance is so expensive in Michigan because the state requires the most expensive minimum coverage levels in the country.

DETROIT If youre still working from home, that means youre driving less and that could mean big savings when it comes to your insurance. Experts say people should take a closer look at their insurance coverage during the coronavirus (COVID-19) pandemic. READ: How Michigan auto insurance savings could prove costly if youre seriously hurt in a crashIf you now work remotely full time, you might have a second family car sitting idle in the garage while you pay insurance on it. Maybe you still need to drive, but are driving much less than you used to. Insurify Insurance Expert Kacie Saxer-Taulbee said the worst thing you can do is cancel your car insurance.

LANSING, Mich. Michigan drivers who renew or buy car insurance face a choice starting Thursday: stick with unlimited medical coverage, go with less or -- for seniors with Medicare -- opt out entirely. Such lawsuits are expected to rise since fewer people will have unlimited medical. Fox said concerns that higher bodily injury coverage would completely negate PIP savings have not been borne out. Someone with unlimited medical and the default bodily injury coverage, for example, will still save about 10%, according to state data. The state said calls to its auto insurance hotline are up tenfold from May.

DETROIT – Detroit Mayor Mike Duggan will hold a press conference at 2 p.m. Monday. Duggan is speaking about high car insurance rates and providing an update on the coronavirus pandemic along with protests against police brutality. You can watch the press conference in the video player above.