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The cost of filling your grocery cart seems to be going up every week, but a little planning before heading to the store could lead to big savings.

READ: Tips for managing your money ahead of holiday season“Retailers are rolling out Black Friday deals earlier than ever. Walmart has been hosting a series of Black Friday doorbusters leading up to Thanksgiving so it’s really changing and impacting what we can expect this holiday season,” Woroch said. Shopping early can help spread purchases out over a longer period and avoid debt or racking up high credit card bills. Woroch said some stores are offering incentives to shop now like cash back and gift cards that consumers could hold onto to use later in the holiday shopping season as well. No matter your shopping plan, consider shopping local and taking advantage of small businesses in your area.