“People don’t realize how big of a proportion of their credit score that is. Payment history and credit utilization compared to total credit available are the two biggest factors in determining your credit score. The next factors that affect your credit score are length of credit history, new credit inquiries and diversifying your credit with a mix of credit cards and loans. Too much new credit at one time can affect your credit score negatively by adding hard inquiries to your credit report. You can check your credit score through Credit Karma, Credit Sesame, and Credit.com or other sites.

I wanted to own something," Dina HarrisThat’s the reason Harris started National Faith Homebuyers, a faith based non profit in Detroit. Now, 24 years later, national faith homebuyers places anywhere form two to three hundred families in a home to call their own every year. National Faith Homebuyers can help you overcome any obstacle to homeownership. With offices in Downtown Detroit, Westland and Atlanta, National Faith Homebuyers has helped people all across Metro Detroit and beyond get into a home. We don’t care!”For more information on National Faith Homebuyers, go here.