Human-caused climate change made the record-smashing 2020 Atlantic hurricane season even wetter.

A revamped federal flood insurance program means higher rates for many homeowners — including in areas where coverage isn’t required because the government previously deemed them low or moderate risk.

They were hit by Hurricanes Laura and Delta. She, her husband and a son are living in tents on the property, while her other son, his fiance and their one-year old son are living in a loaned camper there. A relative's home on the same property is now gutted and they are living in a camper as well. From a relative's house where they had taken refuge, the Trahans watched as Laura flipped over and destroyed their mobile home. The Trahans have received used clothing, occasional meals and other help from volunteers, but they still confront daily challenges.

– As southwest Louisiana recovers from the back-to-back hurricanes that hammered the region this year, signs of progress compete with lingering evidence of mass destruction. Hurricane Laura roared ashore in southwestern Louisiana on Aug. 27 as a Category 4 storm just south of Lake Charles. According to Louisiana government figures, nearly 47,000 homes were damaged by Hurricane Laura, with about 16,000 of those in need of major repairs. The bulk of those homes are in Calcasieu Parish, home to the state's fifth-largest city, Lake Charles, with 80,000 residents. A Facebook group set up after Hurricane Laura has become a lifeline for struggling residents.

A 70-year-old woman in Iberia Parish died in a fire likely caused by a natural gas leak following damage from Hurricane Delta, the Louisiana Department of Health said Sunday. Clair Hebert Marceaux lost her home in Cameron Parish, Louisiana, during Hurricane Laura and said the community was hard at work on rebuilding when Delta struck. “We can’t lose our momentum,” she said, though she added there was “utter devastation” in the area. Earnestine and Milton Wesley had decided to ride out Delta in their Lake Charles home, damaged by Laura. “And with God’s help we made it.”After blowing ashore, Delta moved over Lake Charles, a city where Laura damaged nearly every home and building.

Marcus Peterson walks past a downed tree in his yard after Hurricane Delta moved through, Saturday, Oct. 10, 2020, in Jennings, La. It then moved over Lake Charles, a city where Hurricane Laura damaged nearly every home and building in late August. While Delta was a weaker storm than Category 4 Laura, it brought significantly more flooding, Lake Charles Mayor Nic Hunter said. Forecasters warned that heavy rain, storm surges and flash floods continued to pose dangers in areas from Texas to Mississippi. They arrived back in Lake Charles last weekend, got a new roof on Monday and had to evacuate again Thursday.

This GOES-16 GeoColor satellite image taken Friday, Oct. 9, 2020, at 10:00 a.m. EDT, and provided by NOAA, shows Hurricane Delta in the Gulf of Mexico. – Ripping tarps from already damaged roofs and scattering debris piled by roadsides, Hurricane Delta inflicted a new round of destruction on Louisiana as it struck communities still reeling after Hurricane Laura took a similar path just six weeks earlier. Delta's reach stretched as far west as Galveston, Texas, about 100 miles (160 kilometers) from where the storm struck Louisiana. Tropical Storm Marco fizzled as it hit the southeast Louisiana tip just three days before Laura struck. “The wind is much worse than what Hurricane Laura brought,” Gove said in a message on Twitter.

Louisiana residents still recovering from the devastation of a powerful hurricane less than two months ago braced for another hit as Hurricane Delta steamed north through the Gulf on Thursday after swiping Mexicos Yucatan Peninsula. The projected path included the southwest area of Louisiana where Category 4 Hurricane Laura made landfall less than two months ago. Randazzo watched pieces of one of his restaurants, Panorama Music House, fly past a meteorologist’s car on a Facebook Live video during Hurricane Laura. The most recent forecast for Hurricane Delta has the storm making landfall “almost precisely” where Hurricane Laura struck — a region where homes and electrical infrastructure are still damaged, Edwards said in a radio interview. New Orleans, well to the east of the projected landfall area, was expected to escape the worst of Hurricane Delta.

The storm being watched Wednesday was Hurricane Delta, the 25th named storm of the Atlantic's unprecedented hurricane season. Forecasts placed most of Louisiana within Delta's path, with the latest National Hurricane Center estimating landfall in the state on Friday. Along with getting hit by Hurricane Laura and escaping Hurricane Sally, Louisiana saw heavy flooding June 7 from Tropical Storm Cristobal. Tropical Storm Beta prompted tropical storm warnings in mid-September as it slowly crawled up the northeast Texas coast. “Not seeing any signs of any additional tropical weather in the extended which is OK with us because we are SO DONE with Hurricane Season 2020,” they wrote.

Forecasters said Beta was not expected to bring the same amount of rainfall that Texas experienced during either Hurricane Harvey in 2017 or Tropical Storm Imelda last year. The first rain bands from Beta reached the Texas coast on Sunday, but the heaviest rain wasn't expected to arrive until Monday into Tuesday. If the system makes landfall in Texas, it would be the ninth named storm to make landfall in the continental U.S. in 2020. A tropical storm warning was in effect for Bermuda. Wilfred, which had been a tropical storm, weakened to a tropical depression earlier Sunday.

MIAMI – An exceptionally busy Atlantic hurricane season was churning along Saturday as the Texas coast prepared for a tropical storm that could strengthen into a hurricane before breaching its shores in the week ahead. Both the city of Galveston and Galveston County on Saturday issued voluntary evacuation orders ahead of Tropical Storm Beta, as did the city of Seabrook to the north of Galveston. Forecasters issued a tropical storm warning from Port Aransas, Texas, to Morgan City, Louisiana. Beta had maximum sustained winds at 60 mph (95 kph) and was moving north-northeast at 2 mph (4 kph) Saturday night. A tropical storm warning was in effect for Bermuda.

Some key takeaways of the immediate analysis of Laura's effects have emerged:IT WILL TAKE MONTHS TO KNOW EFFECTS:Scientists say some coastal impact from Hurricane Laura is inevitable. Bren Haase, who heads the states Coastal Protection and Restoration Authority, said the eastern Cameron shoreline got pounded pretty hard." SALINITY'S A PROBLEMAnother question is how long storm surge waters sit before eventually draining away. Laura took a slight jog to the East just before making landfall which probably prevented some of the worst storm surge from pushing all the way into Lake Charles. This might be in part because the storm blew through so quickly and the storm surge was so high that it simply rode over the marshes, rather than tearing them up.

Rakisha Murray cries in relief as she arrives to see her mother's home undamaged, after she returned from evacuation with her mother and other family in Lake Charles, La., in the aftermath of Hurricane Laura, Sunday, Aug. 30, 2020. Federal and state officials are on the ground to help residents with home repairs and hotel stays. Nineteen deaths in Texas and Louisiana have been attributed to the storm; half were killed by carbon monoxide poisoning from the unsafe operation of generators. More than 67,000 people in Louisiana have registered for assistance from FEMA so far, according to Edwards' office. In Lake Charles, many people were staying outside town.

It was really, really bad instead of apocalyptic, Colorado State University hurricane researcher Phil Klotzbach said. Lauren Sylvester heeded the mandatory evacuation, leaving her townhouse in Lake Charles on Wednesday to stay with her mom in New Iberia. Between the evacuation order and the storm surge projections, she didnt want to take a risk. In the end, the city got maybe half the storm surge it could have received, he said. The worst storm surge is to the east of a hurricane's eyewall because of the combination of the storm's counterclockwise whirl and northward movement.

Watch live satellite tracking and forecasting of Hurricane Laura. Laura pounded the Gulf Coast for hours with ferocious wind, torrential rains and rising seawater as it roared ashore over southwestern Louisiana near the Texas border early Thursday, threatening the lives of people who didn’t evacuate. Hours after landfall, Laura was still a Category 2 hurricane, with maximum sustained winds of 110 mph (175 kph). Louisiana took the brunt of the damage when the Category 4 system barreled over Lake Charles, an industrial and casino city of 80,000 people. The hurricane’s top wind speed of 150 mph (241 kph) put it among the most powerful systems on record in the U.S.Read more here.

Latasha Myles and Howard Anderson stand in their living room where they were sitting when the roof blew off around 2:30 a.m. as Hurricane Laura passed through the area in Lake Charles, Louisiana. (Photo by Joe Raedle/Getty Images)

“It is clear that we did not sustain and suffer the absolute, catastrophic damage that we thought was likely," Louisiana Gov. He called Laura the most powerful hurricane to strike Louisiana, meaning it surpassed even Katrina, which was a Category 3 storm when it hit in 2005. The storm toppled trees and damaged structures as far north as central Arkansas. The storm crashed ashore in low-lying Louisiana and clobbered Lake Charles, an industrial and casino city of 80,000 people. Bucky Millet, 78, of Lake Arthur, Louisiana, considered evacuating but decided to ride out the storm with family due to concerns about the coronavirus.

Victoria Nelson with her children Autum Nelson, 2, Shawn Nelson, 7, and Asia Nelson, 6, line up to board a bus to evacuate Lake Charles, La., Wednesday, Aug. 26, 2020, ahead of Hurricane Laura. (AP Photo/Gerald Herbert)GALVESTON, Texas – Laura strengthened Wednesday into a menacing Category 4 hurricane, raising fears of a 20-foot storm surge that forecasters said would be "unsurvivable” and capable of sinking entire communities. In Lake Charles, National Guard members drove school buses around neighborhoods, offering to pick up families. By Wednesday afternoon, Laura had maximum sustained winds of 140 mph (225 kph) as it churned about 200 miles (320 kilometers) from Lake Charles, Louisiana, moving northwest at 16 mph (26 kph). Forecasters predict winds will reach at least 145 mph winds but may weaken ever so slightly before landfall.

Victoria Nelson with her children Autum Nelson, 2, Shawn Nelson, 7, and Asia Nelson, 6, line up to board a bus to evacuate Lake Charles, La., Wednesday, Aug. 26, 2020, ahead of Hurricane Laura. Laura strengthened Wednesday into a menacing Category 4 hurricane, raising fears of a 20-foot storm surge that forecasters said would be "unsurvivable and capable of sinking entire communities. Authorities implored coastal residents of Texas and Louisiana to evacuate and worried that not enough had fled. Storm surge warnings were in effect from Freeport, Texas, to the mouth of the Mississippi River. Forecasters said storm surge topped by waves could submerge entire towns.

1980: Actor Zachary Levi, best known for the TV series "Chuck" and movies such as "Tangled" and "Alvin and the Chipmunks: The Squeakquel," is born Zachary Levi Pugh in Lake Charles, Louisiana.