Here's what to do if you haven't received your Michigan auto insurance refund yet.

Michigan officials say that more than $3 billion in auto insurance refunds have been distributed to insured drivers as of Wednesday, just over a week since the deadline to issue such refunds passed.

Five years ago, Mitchel Keifer died after he was struck by a distracted driver. His family decided they couldn’t let the tragic event destroy their lives.

Car crashes involving distracted drivers kill nearly 10 people every day in the United States, according to the American Automobile Association.