The advertiser paid a fee to promote this sponsored article and may have influenced or authored the content. Most people can probably appreciate a little extra cash, and if you own your home, there are a few ways you can find some. “Live in the D” host Tati Amare spoke with David Hall, the president and CEO of Hall Financial, to find out how anyone can earn extra cash from their home. The extra cash a homeowner gets from refinancing can easily go toward paying bills or investing the money back into the home by remodeling. Hall Financial, which is dedicated to helping people find ways to save money, can also help those looking to buy a home.

While your mortgage interest is tax deductible, a lower mortgage payment or cutting back on the number of years on your note is a great idea if you haven’t done so recently. Nathan Mersereau, certified financial planner and CEO of Planning Alternatives, said rates this low make it imperative to at least look into financing. If you have the opportunity to refinance, lowering your monthly mortgage payment is going to save you money that you can immediately put in your pocket or apply to your goals,” Mersereau said. Why it’s important to have your personal financial paperwork in orderREAD: Year End Money: Why calculating your net worth is importantThe Dollar Stretcher editor and founder Gary Foreman said there are many things to consider when refinancing your mortgage. Their rates may be a lot cheaper than the rates that you got when you first bought your car.”Watch the full report in the video above.