Rod Meloni is an Emmy Award-winning Business Editor on Local 4 News and a Certified Financial Planner™ Professional. Copyright 2020 by WDIV ClickOnDetroit - All rights reserved. For more:Here’s what you need to know. If you need help with the Public File, call (313) 222-0566.

Here’s what to know heading into the end of the year. More: Money Monday section